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  <title>Visa &amp; Money Desk</title>
  <subtitle>US tax, mortgages, immigration and UK sponsorship — the published rules, sourced and dated.</subtitle>
  <link href="https://visa.hausadailynews.com/feed.xml" rel="self"/>
  <link href="https://visa.hausadailynews.com/"/>
  <updated>2026-09-27T00:00:00.000Z</updated>
  <id>https://visa.hausadailynews.com/</id>
  <author><name>Visa &amp; Money Desk</name></author>
  <entry>
    <title>Best Brokerage Accounts for Non-Resident Aliens in the USA 2026</title>
    <link href="https://visa.hausadailynews.com/best-brokerage-accounts-for-non-resident-aliens-in-the-usa-2026/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/best-brokerage-accounts-for-non-resident-aliens-in-the-usa-2026/</id>
    <summary>The tax mechanics matter more than the platform. One of them can cost an estate 40% of a US share portfolio above $60,000.</summary>
  </entry>
  <entry>
    <title>Certificate of Sponsorship: Defined vs Undefined, and How to Assign One</title>
    <link href="https://visa.hausadailynews.com/certificate-of-sponsorship-explained/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/certificate-of-sponsorship-explained/</id>
    <summary>A CoS is not a certificate. It is a database record with a number, and assigning it starts a clock the worker cannot extend.</summary>
  </entry>
  <entry>
    <title>Do You Need an Immigration Lawyer? When It Is Worth the Money</title>
    <link href="https://visa.hausadailynews.com/do-you-need-an-immigration-lawyer/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/do-you-need-an-immigration-lawyer/</id>
    <summary>You can file every US immigration form yourself. The question is whether the downside of getting it wrong is recoverable.</summary>
  </entry>
  <entry>
    <title>EB-2 NIW in 2026: The Three Prongs and the Evidence That Satisfies Them</title>
    <link href="https://visa.hausadailynews.com/eb2-niw-2026/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/eb2-niw-2026/</id>
    <summary>The legal test has not changed since 2016. How USCIS applies it changed sharply in January 2025, and the approval data since is worth seeing before you file.</summary>
  </entry>
  <entry>
    <title>FBAR and FATCA: What US Persons Abroad Have to Report</title>
    <link href="https://visa.hausadailynews.com/fbar-and-fatca-explained/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/fbar-and-fatca-explained/</id>
    <summary>These are reporting forms, not tax. You can owe nothing and still face a penalty in the tens of thousands for not filing them.</summary>
  </entry>
  <entry>
    <title>FHA vs VA vs Conventional: Which Mortgage Fits Your Situation</title>
    <link href="https://visa.hausadailynews.com/fha-vs-va-vs-conventional/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/fha-vs-va-vs-conventional/</id>
    <summary>If you are eligible for VA, the comparison is short. If you are not, the choice comes down to one question: can you get the insurance to stop?</summary>
  </entry>
  <entry>
    <title>Filing US Taxes While Living Abroad: FEIE, Foreign Tax Credit and the Deadlines</title>
    <link href="https://visa.hausadailynews.com/filing-us-taxes-while-living-abroad/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/filing-us-taxes-while-living-abroad/</id>
    <summary>Americans abroad file on worldwide income wherever they live. Two reliefs exist to stop that meaning double tax, and you cannot use both on the same money.</summary>
  </entry>
  <entry>
    <title>First-Time Buyer Mortgages in the US 2026</title>
    <link href="https://visa.hausadailynews.com/first-time-buyer-mortgages-us-2026/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/first-time-buyer-mortgages-us-2026/</id>
    <summary>The two main low-down-payment programmes are not restricted to first-time buyers at all. The limit is on your income, not your history.</summary>
  </entry>
  <entry>
    <title>Getting a Loan for a House: The Realistic Timeline</title>
    <link href="https://visa.hausadailynews.com/getting-a-loan-for-a-house-timeline/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/getting-a-loan-for-a-house-timeline/</id>
    <summary>No federal agency publishes a typical duration. Two disclosure deadlines are legally fixed — everything else is negotiation and paperwork.</summary>
  </entry>
  <entry>
    <title>Health Insurance on a US Work Visa: What Is Required</title>
    <link href="https://visa.hausadailynews.com/health-insurance-on-a-us-work-visa/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/health-insurance-on-a-us-work-visa/</id>
    <summary>The proclamation that would have required insurance for immigrant visa applicants was blocked in court and revoked in 2021. One category still has a hard requirement.</summary>
  </entry>
  <entry>
    <title>Hiring International Staff in the UK: The Employer&#39;s Checklist</title>
    <link href="https://visa.hausadailynews.com/hiring-international-staff-uk-checklist/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/hiring-international-staff-uk-checklist/</id>
    <summary>The rules changed sharply in July 2025. A role you could sponsor in 2024 may not be sponsorable now, and the salary floor rose with it.</summary>
  </entry>
  <entry>
    <title>Home Loans With Bad Credit: What Is Actually Possible</title>
    <link href="https://visa.hausadailynews.com/home-loans-with-bad-credit/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/home-loans-with-bad-credit/</id>
    <summary>A poor score narrows your options. It does not close them — and the programmes most people are told to rule out are often the ones still open.</summary>
  </entry>
  <entry>
    <title>How to Apply for a UK Sponsor Licence in 2026</title>
    <link href="https://visa.hausadailynews.com/how-to-apply-for-a-uk-sponsor-licence-2026/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/how-to-apply-for-a-uk-sponsor-licence-2026/</id>
    <summary>The application is short. The five-working-day document deadline afterwards is what catches employers out.</summary>
  </entry>
  <entry>
    <title>How to Choose an Immigration Lawyer, and the Questions to Ask</title>
    <link href="https://visa.hausadailynews.com/how-to-choose-an-immigration-lawyer/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/how-to-choose-an-immigration-lawyer/</id>
    <summary>Verification takes ten minutes and rules out the entire category of fraud that targets immigrant communities.</summary>
  </entry>
  <entry>
    <title>How to File a US Tax Return: The Whole Process, Start to Finish</title>
    <link href="https://visa.hausadailynews.com/how-to-file-a-us-tax-return/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/how-to-file-a-us-tax-return/</id>
    <summary>The process is the same whether you use software or a preparer. Knowing the sequence tells you what you are being asked for and why.</summary>
  </entry>
  <entry>
    <title>How to File US Business Taxes as a Non-Resident Owner in 2026: Form 5472, 1120 and Penalties Explained</title>
    <link href="https://visa.hausadailynews.com/how-to-file-us-business-taxes-as-a-non-resident-owner-in-2026-form-5472-1120-and-penalties-explained/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/how-to-file-us-business-taxes-as-a-non-resident-owner-in-2026-form-5472-1120-and-penalties-explained/</id>
    <summary>Most owners of a foreign-owned US LLC believe a dormant company owes nothing. The filing obligation is triggered by transactions most people do not think of as transactions.</summary>
  </entry>
  <entry>
    <title>How to Get a US Employer Identification Number in 2026</title>
    <link href="https://visa.hausadailynews.com/how-to-get-a-us-employer-identification-number-in-2026/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/how-to-get-a-us-employer-identification-number-in-2026/</id>
    <summary>Websites charge hundreds of dollars for this. The IRS says plainly that you never have to pay a fee for an EIN.</summary>
  </entry>
  <entry>
    <title>How to Get a VA Loan: Every Step From COE to Closing</title>
    <link href="https://visa.hausadailynews.com/how-to-get-a-va-loan/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/how-to-get-a-va-loan/</id>
    <summary>VA describes the process in six steps. The appraisal is the one that behaves differently from any other mortgage.</summary>
  </entry>
  <entry>
    <title>How to Pay US Tax From Outside the United States</title>
    <link href="https://visa.hausadailynews.com/how-to-pay-us-tax-from-abroad/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/how-to-pay-us-tax-from-abroad/</id>
    <summary>The free payment methods all assume a US bank account. If you do not have one, your options narrow to two — and both cost money.</summary>
  </entry>
  <entry>
    <title>How US Income Tax Actually Works: Brackets, Withholding and Refunds</title>
    <link href="https://visa.hausadailynews.com/how-us-income-tax-works/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/how-us-income-tax-works/</id>
    <summary>The single most common misunderstanding about US tax is that earning more can leave you worse off. It cannot, and here is why.</summary>
  </entry>
  <entry>
    <title>The Immigration Skills Charge: What It Costs After the 2025 Increase</title>
    <link href="https://visa.hausadailynews.com/immigration-skills-charge-2026/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/immigration-skills-charge-2026/</id>
    <summary>A five-year hire now costs a large employer £6,600 in this charge alone, and none of it can be passed to the worker.</summary>
  </entry>
  <entry>
    <title>ITIN, SSN or EIN: Which Number You Need and How to Get It</title>
    <link href="https://visa.hausadailynews.com/itin-ssn-or-ein-which-number-you-need/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/itin-ssn-or-ein-which-number-you-need/</id>
    <summary>People apply for the wrong one, wait seven weeks, and find it does not do what they needed. The distinction is simple once stated.</summary>
  </entry>
  <entry>
    <title>Minimum Credit Score for a Mortgage, by Loan Type</title>
    <link href="https://visa.hausadailynews.com/minimum-credit-score-for-a-mortgage/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/minimum-credit-score-for-a-mortgage/</id>
    <summary>There is a difference between what the programme requires and what a lender will do. Confusing the two is why people think they cannot get a mortgage when they can.</summary>
  </entry>
  <entry>
    <title>Mortgage Insurance Explained: PMI, MIP and the VA Funding Fee</title>
    <link href="https://visa.hausadailynews.com/mortgage-insurance-explained/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/mortgage-insurance-explained/</id>
    <summary>Three programmes, three completely different rules about when the insurance stops — and on one of them, it never does.</summary>
  </entry>
  <entry>
    <title>Sponsor Licence Compliance: The Duties That Get Licences Revoked</title>
    <link href="https://visa.hausadailynews.com/sponsor-licence-compliance-and-revocation/"/>
    <updated>2026-09-27T00:00:00.000Z</updated>
    <id>https://visa.hausadailynews.com/sponsor-licence-compliance-and-revocation/</id>
    <summary>The three annexes in the sponsor guidance tell you exactly where each breach sits. Some of them leave UKVI no discretion at all.</summary>
  </entry>
</feed>
